Bridge
Up to 80% LTV · 12–24 months
Acquisition and stabilization capital for transitional multifamily, mixed-use, and commercial assets.
Get a term sheetFlexible capital.
Certain execution.
Direct lending for investors who need speed, certainty, and a lending partner that can close with confidence.
- $500M+
- Capital deployed
- 7–10 Days
- Typical close time
- $500K–$20M
- Loan size
Why Oak Lending
Built for investors. Backed by experience.
We lend our own capital
No table funding, no third-party approval chains. Our balance sheet means the terms we quote are the terms you close on.
Speed that wins deals
Term sheets in 24 hours and closings in as little as seven days, so you can compete with cash buyers on tight timelines.
Flexible Loan Structures
No two projects are the same. We take a customizable approach to every loan.
In-house servicing and draws
Hands-on service after funding with in-house servicing and draws.
Loan programs
Loan programs designed to help you increase ROI
Fix & Flip
Up to 90% LTC · 100% of rehab
Purchase plus renovation funding with draws reimbursed in 48 hours on inspection.
Get a term sheetGround-Up
Up to 85% LTC · 12–24 months
Construction financing for infill single-family, townhome, and small-lot developments.
Get a term sheetRental / DSCR
30-year fixed I/O · 1.00x DSCR
Long-term takeout on stabilized rentals, single asset or portfolio, no personal income docs.
Get a term sheetThe process
From submission to wire in under two weeks.
- 01
Submit the deal
Address, budget, exit, and sponsor experience. Five minutes.
- 02
Term sheet in 24h
Real pricing from a decision maker, not an indication.
- 03
Diligence
Appraisal, title, and entity docs run in parallel.
- 04
Fund
Wire out in 7–10 days from signed term sheet.
Submit a deal
Tell us about the property.
Send the basics and you'll hear back from an underwriter within one business day — usually the same afternoon.
brady@oaklending.com
(443) 655-2335
Mon–Fri, 9am–7pm ET